Preheat the oven to 350 degrees and line a muffin tin with muffin inserts.
Make your flax egg and let it sit in the refrigerator for 5 minutes, stirring occasionally until it becomes an egg like consistency.
In a medium mixing bowl, add bananas and mash well, then add in all wet ingredients (vanilla, milk, peanut butter, and egg) and mix well.
Add in dry ingredients (coconut sugar, cinnamon, almond flour, and baking powder) to wet ingredients and stir well.
Fold in the chocolate chips and mix well.
Fill each muffin cup with the dough about ¾ of the way. If you want, top the muffins with additional chocolate chips.
Bake for 20-24 minutes until the muffin tops are a bit golden brown then ENJOY!